NEXUS AND MOBILE MONEY TRANSFER

Yesterday I got some funny information that, ok  went like this ‘my wife’s sister’s best friend, whose father in-law drinking buddy who has a cousin living with a room mate who works for the milk company that delivers milk to the white house says he heard from the cleaner…..’

Yap by this time I was lost and trying to find my way out or go some where that made sense.

As it turns out many companies have come realize that information is not power but constructive information is power. How you use and relay that information is the key.

With all the hype about mobile money transfer in the news now the icing can only come when all likely things that can be serviced by this mode of payment is exhausted. Because mobile money transfer is essentially the management of DATA period. OboPay with YUcash is going to allow for internet payments, that’s what Essar says and with the passing of the Kenya Communication Bill last year, this will make for an easier time for anyone stay and leaving in Kenya in respect to E-Commerce.

So as bank begin to eat humble pie and beg us to open bank accounts with them ‘I told you’, they have realized that what is important to most of us is how much battery charge my phone has, since if I make a minimum of 4 transactions a day with Safaricom MPESA and you do this 7 days in a week and in during a whole month that translates to a minimum of 2800 bob as service fees even more than premium bank monthly fee.

Multiply this by just half of the current subscriber base of MPESA and the figure is nothing less than 9 billion shilling in a month and bank managers are now seeing the sense of ‘CROWD SOURCING’

I should expect more products or services coming under the mobile money transfer platforms. People in this region shrug at the idea of credit cards and only carry their ATM cards only during pay day after withdrawal the card is kept right inside the underwear drawer.

Therefore more financial companies will make their way into this very lucrative business. Nokia is doing so expect other players to come in.

Finally to the story of the season, nexus one. I like the initiative and the device. As expected it has to have bugs since it’s the first from Google. They are used to search engines and devices are for HTC, Motorola and the rest of that folks. But their vision is bright and since they want to connect things linked in a series then nexus one is the first step.

Back to my first story, ‘the cleaner who was having breakfast with the…you get the picture, you can either tell them that Obama likes chapatti or start the story from the guy who was asking for directions in down town Nairobi and he happened to know the person who sat with the person that was first told about Obama’s visit by the person who served the driver that drove the body guard to ………….

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MY GREAT GRAND AUNTIE’S IPOD

My friend has it, my neighbour has two; one for emergencies while former boss use to hum to it as he walked. But my sister has been incessant about it and asking for it as her birthday gift or Easter and if you forget Christmas. She is in that age that girls still seem to want to stay all their lives.

But then one day she got very pissed of at the world. Why you may ask me. Well it is all because, my Great Aunt Monica called for me to help her out with a small gadget. Sitting right opposite her during a recent family reunion, I walked over to where she was and she slowly removed from her very antic looking hand bag a state of the art Ipod.

I am not an ipod fan but the device was massive in terms of memory and storage capacity. Aunt Monica had forgotten to charge the ipod and needed my skill in plugging the ipod charger. My great aunt with an ipod didn’t excite my sister but it did make me curious to find out what she could be listening to.

Well there was a collection of Kenny Rogers, Dolly Parton, Mugithii music and a whole audio version of the bible. Hmmm I wonder where she got the audio bible. Well it seems that a clever boy happened to talk to the area parish priest and sold the idea to him.

Now since the old folks at home like the scriptures how about making MP3 versions of the scriptures and selling them at a nominal fee from the church. Why the old folks loved his versions is because they had that home accent that they seem to understand.

So every three weeks or so the boy trots all the way into the country side and sells his versions of the scriptures to willing buyers.

Now someone once asked me how are Kenyans going to localize content especial on the internet? Well here is one such case and don’t get me wrong by suggesting that an accent change is all that is needed to localize content, but rather its all about making certain products appeal to the consumer without interfering with the original form.

For instance it would be really hard and near impossible to find a Mitsubishi Pajero in a Spanish speaking country why? Pajero is not a nice word. Anyway since you are on the net why not find out. Before I digress further all you need is a bit of intuitive action and create something out of necessity or if you can make it necessary.

On that note seems many people men especially invert the names of their girlfriends that appear on the contact folder of their mobile phones. So when one day Mike sent an SMS message to my friend Allan, the wife asked ‘is there something I should know my dear?’

Allan looked at his wife and said ‘what do you mean?’ Wife by now was in fighting mood ‘don’t play dumb with me Mike has been sending you love messages and you been acting funny especially in bed’ ahhhh